Less is More: Spending Less vs. Earning More

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About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

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piggy bank on pile of cash
08/02/2015
Background: A good friend of mine loves to admonish people that “less is always more,” which is sort of funny coming from a guy who lives very large.  I mean, this is a guy that used to smoke... read more
piggy bank on pile of cash
08/02/2015
Background: A good friend of mine loves to admonish people that “less is always more,” which is sort of funny coming from a guy who lives very large.  I mean, this is a guy that used to smoke... read more