How to Save Money on Big Life Purchases

When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a plan in place and maintain goals that you want to reach you can do it relatively effortlessly and successfully. Some tips that may help you get started when saving money for a big purchase are to stay organized with your purchases, stick to a tight budget, and keep extra cash in a separate tangible fund.

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About The Author

Jade Pulman's picture

Jade is a full-time mother of three children she adores. She graduated with her bachelors degree in Family Studies and Nutrition and works hard to implement her learning into her family life. When not writing, you can find her in the outdoors or exploring museums and aquariums with her loving husband and children. 

How to Discuss Money With Your Significant Other

Dollars and Sense

Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly different financial backgrounds.

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About The Author

Brooke Niemeyer's picture

Brooke Niemeyer is a reporter and editor for Credit.com. She writes about a variety of personal finance topics, with work featured on CBS, TIME, The Huffington Post, MSN, Yahoo! Finance, and others. She has a Master’s degree in Journalism from New York University and was a reporter for NBC before joining the Credit.com team.

How Seniors Can Avoid Popular Online Scams

Caution

Although only 36 percent of Americans who reported that they were victims of Internet scams last year were over the age of 50, 50 percent of the recorded losses were from our age group. Americans over 50 lost $339 million last year to online scammers, according to the Internet Crime Complaint Center.

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About The Author

Bonnie Moore's picture

After a 2008 divorce left Bonnie Moore living alone in a newly remodeled five-bedroom home, she searched for and found four great roommates to fill the empty bedrooms. The experience was so transformational that Moore embarked on a new career dedicated to helping 50+ adults ease their way into shared living. As founder of Golden Girls Network, she has written a book titled How to Start a Golden Girls Home and teaches classes on the same topic.  For more information about Bonnie, please visit http://goldengirlsnetwork.com. You can also join her on Facebook and Twitter @GoldenGirlsNet.

Valuable Yet Random Financial Tips

Intro:

I’ve come across a few interesting / relevant ideas lately. There isn’t exactly a thematic coherence between these financial tips / this financial advice, but it’s worth sharing.

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About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

How Long Until Retirement - An Interactive Tool

Intro:

How many more years will you have to work before you can retire / achieve financial independence? I wanted to get a handle on this question myself.

Tags: 

About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

What About Being Disorganized is Costing You Money?

These are some comments from a recent workshop.

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About The Author

Andrew Mellen's picture

Andrew Mellen is an organizational expert, public speaker, and the #1 best-selling author of Unstuff Your Life!

Andrew has helped tens of thousands of people worldwide to declutter and simplify their lives while regaining time for the things that matter.

A sought-after authority on organizing and productivity, Andrew's addressed audiences from The Great British Business Show to TEDx. 

Corporate clients include American Express, Genentech, NetApp, Time, Inc., and the US Depts. of Education and Homeland Security.

The media has dubbed Andrew “The Most Organized Man in America.” He writes a featured column called “Ask The Organizer” in Real Simple. In addition, he has written for and/or appeared in: The Wall Street Journal, Los Angeles Times, The New York Times, Oprah Magazine, America Now, The Lisa Oz Show, The Nate Berkus Show, Oprah & Friends, Martha Stewart Living Today, ABC, NBC, CBS, CW11, HGTV, DIY Network, LiveWell Network, KnowMoreTV, Better Homes & Gardens, Ladies' Home Journal, Woman's Day, Family Circle, USA Today, GQ, InStyle, All You, Tricycle: The Buddhist Review, Healthy UK, American Way, numerous trade and travel publications, and NPR.

He leads workshops and speaks internationally while maintaining a private practice working with clients ranging from Fortune 100 companies, trade associations, and non-profits to CEOs, award-winning filmmakers, and authors, as well as overwhelmed parents everywhere. 

In 2013, Andrew founded Unstuff U®, the world's first completely virtual personal organization training center, offering classes, workshops, and other online resources for businesses and individuals. 

Andrew is a member of the Experts Collective and serves on the faculty of the New York Open Center in New York City. He speaks frequently on the intersection of spirituality and organization at places including Omega Institute, San Francisco Zen Center, Tassajara, All Saints Church, JCC Manhattan, and the Center for Spiritual Enlightenment, among others.

Previously, Andrew was an award-winning playwright, actor, producer, and director and the former Artistic Director of Alice B. Theater (Seattle), DC Arts Center (Washington, DC), and Shuttle Theater Company (New York). He is a contributing author to Yes Is the Answer: (And Other Prog-Rock Tales).

Andrew lives by his motto: More Love, Less Stuff!® 

Find him on the web at andrewmellen.com.

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Bearded man putting dollars in piggy bank
08/05/2019
When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a... read more
Woman playfully punching man with boxing gloves.
02/05/2017
Dollars and Sense Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly... read more
Yellow caution tape stretched across darkened doorway.
10/02/2016
Caution Although only 36 percent of Americans who reported that they were victims of Internet scams last year were over the age of 50, 50 percent of the recorded losses were from our age... read more
close up US coins quarter and penny
07/31/2016
Intro: I’ve come across a few interesting / relevant ideas lately. There isn’t exactly a thematic coherence between these financial tips / this financial advice, but it’s worth sharing. Random... read more
man's hands holding business section of newspaper
05/22/2016
Intro: How many more years will you have to work before you can retire / achieve financial independence? I wanted to get a handle on this question myself. I’ve already written a few... read more
zipper coin purse with credit cards
01/31/2016
These are some comments from a recent workshop. How many of these things are also costing you money? Inconsistent car maintenance Putting things off until “someday” Replacing... read more
Bearded man putting dollars in piggy bank
08/05/2019
When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a... read more
Woman playfully punching man with boxing gloves.
02/05/2017
Dollars and Sense Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly... read more
Yellow caution tape stretched across darkened doorway.
10/02/2016
Caution Although only 36 percent of Americans who reported that they were victims of Internet scams last year were over the age of 50, 50 percent of the recorded losses were from our age... read more
close up US coins quarter and penny
07/31/2016
Intro: I’ve come across a few interesting / relevant ideas lately. There isn’t exactly a thematic coherence between these financial tips / this financial advice, but it’s worth sharing. Random... read more
man's hands holding business section of newspaper
05/22/2016
Intro: How many more years will you have to work before you can retire / achieve financial independence? I wanted to get a handle on this question myself. I’ve already written a few... read more
zipper coin purse with credit cards
01/31/2016
These are some comments from a recent workshop. How many of these things are also costing you money? Inconsistent car maintenance Putting things off until “someday” Replacing... read more