How to Save Money on Big Life Purchases

When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a plan in place and maintain goals that you want to reach you can do it relatively effortlessly and successfully. Some tips that may help you get started when saving money for a big purchase are to stay organized with your purchases, stick to a tight budget, and keep extra cash in a separate tangible fund.

Tags: 

About The Author

Jade Pulman's picture

Jade is a full-time mother of three children she adores. She graduated with her bachelors degree in Family Studies and Nutrition and works hard to implement her learning into her family life. When not writing, you can find her in the outdoors or exploring museums and aquariums with her loving husband and children. 

For Savings, Should You Change Your Own Oil?

Background:

Ah, a quintessential image of American manliness, a dude changing his own oil. Grease-stained jacket, crew cut, work rag, socket wrench in hand. Self-sufficient to the max, except the part about needing a very expensive piece of machinery to get from point A to point B.

Tags: 

About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

Why It Pays to Bring Your Lunch to Work

I bring my lunch to work every day except for the occasional Friday when I go out with my coworkers.  This is pretty hard for me because restaurants are the Achilles heel of my household budget, well, that and travel.  I love a nice meal, especially one with friends, so I figured that I would make sure the view was worth the climb.

I can now definitively say that it is worth it for me to bring my lunch to work.  I am probably saving about $1,800 per year by bringing my lunch to work.

Tags: 

About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

Working From Home to Save Money

How much money could you save by working from home, or to put it differently, how much of a pay cut would you be willing to take to work from home?  Answer: $106,000 over 10 years, over 2 times the average American salary.  Unfortunately, quality work-from-home opportunities are not always easy to come by.

Tags: 

About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

Subscribe to RSS - save money
Bearded man putting dollars in piggy bank
08/05/2019
When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a... read more
legs of mechanic under VW Bug
08/16/2015
Background: Ah, a quintessential image of American manliness, a dude changing his own oil. Grease-stained jacket, crew cut, work rag, socket wrench in hand. Self-sufficient to the max, except the... read more
black lunch pail with red thermos
06/07/2015
I bring my lunch to work every day except for the occasional Friday when I go out with my coworkers.  This is pretty hard for me because restaurants are the Achilles heel of my household budget... read more
two laptops on kitchen table
05/24/2015
How much money could you save by working from home, or to put it differently, how much of a pay cut would you be willing to take to work from home?  Answer: $106,000 over 10 years, over... read more
Bearded man putting dollars in piggy bank
08/05/2019
When making a big purchase it's important to make sure you save up for it and are prepared to spend the money before you make such a large purchase. Saving money is not always easy but if you have a... read more
legs of mechanic under VW Bug
08/16/2015
Background: Ah, a quintessential image of American manliness, a dude changing his own oil. Grease-stained jacket, crew cut, work rag, socket wrench in hand. Self-sufficient to the max, except the... read more
black lunch pail with red thermos
06/07/2015
I bring my lunch to work every day except for the occasional Friday when I go out with my coworkers.  This is pretty hard for me because restaurants are the Achilles heel of my household budget... read more
two laptops on kitchen table
05/24/2015
How much money could you save by working from home, or to put it differently, how much of a pay cut would you be willing to take to work from home?  Answer: $106,000 over 10 years, over... read more