How to Discuss Money With Your Significant Other

Dollars and Sense

Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly different financial backgrounds.

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About The Author

Brooke Niemeyer's picture

Brooke Niemeyer is a reporter and editor for Credit.com. She writes about a variety of personal finance topics, with work featured on CBS, TIME, The Huffington Post, MSN, Yahoo! Finance, and others. She has a Master’s degree in Journalism from New York University and was a reporter for NBC before joining the Credit.com team.

You and Money, A Visualized Future

Intro:

I remember hearing a motivational speaker talk at a college leadership conference back in the day. He was talking about the power of visualization and had us do a silly exercise where we kept our feet in place and twisted as far around as possible from our torso, marking the farthest spot with our eyes. Then he really tried to pump us up, telling us about how flexible the human spine is, etc. After that, we tried again, and almost everyone twisted much further than before… wow!.. Mind blown.

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About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

How Much is Your Free Time Worth?

Intro:

Regular readers will know that I’m always talking about and incorporating time costs into my ROI Analyses. The idea is that nobody’s time is really free. We all trade time for money and money for time at some point in our lives (think: work).

Tags: 

About The Author

James Flannel Guy ROI's picture

Portland, Oregon-based Flannel Guy ROI is a working dude and family man that likes flannel shirts and wants to achieve financial independence a little sooner than most, particularly by making smart spending decisions and living intentionally. 

His overall idea is to look at spending decisions as investments: what decisions will return the most value to you over time? 

Each scenario is evaluated over a 10-year horizon with the following summary statistics:

Present value – what is the total value of your investment and expected returns in today’s dollars?
Return on investment (ROI) – how much of your original investment will you make back?
Payback period – how long will it take you to recoup your original investment?

Learn more at www.flannelguyroi.com

When We Collapse Money and Peace of Mind

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About The Author

Lynell Green's picture

Lynell Green is an Entrepreneur and business professional with over 25 years of business and real estate experience. After graduating from the University of Hawaii with a degree in Accounting, Lynell was part of the Audit team at Coopers & Lybrand and went on to take various financial positions in the entertainment sector. She has been involved in numerous entrepreneurial endeavors including owning Bread of Life Christian Bookstore, JC Enterprises and numerous real estate ventures.  She graduated from USC’s Ross Minority Real Estate Program where she found her passion for land use and how it impacts the lives of people.  She is the President of the Lynell Real Estate Group where the mission is to build, restore and sell real estate to create financial freedom for investors and improve the quality of life in the communities she works in.  She also teaches courses to improve financial literacy and to encourage people to pursue their dreams as a means to financial independence.

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Woman playfully punching man with boxing gloves.
02/05/2017
Dollars and Sense Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly... read more
crystal ball with refracted image of hillside
12/20/2015
Intro: I remember hearing a motivational speaker talk at a college leadership conference back in the day. He was talking about the power of visualization and had us do a silly exercise where we... read more
stacks of dollar bills rubberbanded
11/22/2015
Intro: Regular readers will know that I’m always talking about and incorporating time costs into my ROI Analyses. The idea is that nobody’s time is really free. We all trade time for money... read more
11/02/2013
I love tulips and had the pleasure of driving from California to Mt Vernon, Washington with my husband to see the tulips bloom in April of this year. The tulip festival has attracted... read more
Woman playfully punching man with boxing gloves.
02/05/2017
Dollars and Sense Talking about money with your partner can be uncomfortable, especially if you don’t see eye to eye on how to handle problems, or if you’re coming into the situation with vastly... read more
crystal ball with refracted image of hillside
12/20/2015
Intro: I remember hearing a motivational speaker talk at a college leadership conference back in the day. He was talking about the power of visualization and had us do a silly exercise where we... read more
stacks of dollar bills rubberbanded
11/22/2015
Intro: Regular readers will know that I’m always talking about and incorporating time costs into my ROI Analyses. The idea is that nobody’s time is really free. We all trade time for money... read more
11/02/2013
I love tulips and had the pleasure of driving from California to Mt Vernon, Washington with my husband to see the tulips bloom in April of this year. The tulip festival has attracted... read more